Collection: Fiscal Me (FinTech)

Fiscal Me is refining global financial infrastructure by making transaction control and intelligent delay native functions of money exchange. We're building the world's first universal protocol for financial empowerment, combining real-time transaction interception with holistic financial intelligence.

Just as "Buy Now, Pay Later" created a new payment paradigm, Fiscal Me fundamentally aides consumer psychology - without debt or credit risk, instead purely through user empowerment and control.

Mission: Empower every individual, business, and institution with complete control over their financial transactions, creating a world where conscious spending, transparent commerce, and financial wellness are built into the infrastructure of money itself.

• Financial Control: Prevent impulse purchases with cooling-off periods ($3,000+ annual savings per user)
• Receipt Intelligence: Never lose a receipt with AI-powered digital receipt management
• Anxiety Reduction: 72% reduction in financial stress through proactive transaction control

• Chargeback Reduction: 30% average reduction in disputes through customer self-control
• Customer Insights: Behavioral analytics on spending patterns and purchase intent
• Trust Building: Differentiate with consumer-friendly payment delay options

• Competitive Advantage: Offer cutting-edge transaction control features big banks don't have
• Customer Acquisition: 40% reduction in CAC through innovative control features
• Regulatory Compliance: Built-in consumer protection exceeding current requirements

1. eCete (Receipt Intelligence): Universal digital receipt infrastructure with AI categorization
2. Transaction Gate (Checkout Interception): Real-time detection and control of all online purchases
3. ChronoPay (Delayed Payments): User-controlled transaction timing with cooling-off periods
4. Flow Guard (Rule Engine): AI-powered spending rules enforcing financial boundaries

• Total Addressable Market: $8.2T+ across e-commerce, B2B payments, and financial services
• Target: $1 trillion in controlled transactions annually by 2030
• Revenue Model: Multi-tier (consumer subscriptions, merchant fees, processor licensing, banking partnerships)

Universal Protocol vs. Point Solution: Unlike traditional fintech apps, Fiscal Me is infrastructure-level technology that benefits the entire financial ecosystem through:

• Network effects across all stakeholders
• Regulatory alignment as consumer protection
• First-mover advantage in transaction state management
• Multi-stakeholder value creation (consumers, merchants, processors, banks all benefit)

Legal & Compliance

Fiscal Me is a financial technology platform, not a bank. Banking services provided by partner institutions, Members FDIC.

© 2025 Fiscal Me, Inc. A Product of AFX Holdings LLC All rights reserved.